Description
We offer complete project finance solutions for MSMEs and SMEs, including collateral-free business loans up to ₹10 crore, customized working capital limits, low-interest term loans, and new project consultancy from concept to commissioning. Our services ensure smooth funding for expansion, modernization, and operational growth without the need to pledge assets.
Our team provides end-to-end assistance with funding strategy, DPR and CMA data preparation, financial projections, and documentation. We connect you with suitable banks, NBFCs, and government-backed schemes, handle negotiations for interest rates, and manage subsidy or refinance opportunities—ensuring faster approvals, flexible repayment, and optimized financing terms tailored to your business goals.
Service Process
01 Financial Assessment
Structuring funding requirements, preparing financial projections, CMA data, and creating compelling business profiles for lender presentations.
02 Lender Matching
Connecting with suitable banks, NBFCs, and government schemes while negotiating competitive interest rates and flexible repayment terms.
03 Documentation
Preparing Detailed Project Reports (DPRs), financial models, Udyam registration, and all required banking documents in lender-friendly format.
04 Sanction & Disbursal
End-to-end support for loan sanction, legal formalities, disbursal, and continuous assistance for renewals, enhancements, and refinancing.
Our Services
- A. Collateral Free Loan: Get hassle-free MSME business loans up to ₹10 crore under the CGTMSE scheme with no property or asset pledge. Ideal for funding working capital, inventory, marketing, or expansion.
- B. SME Working Capital: Power your cash flow with working capital finance including CC/OD limits, bill discounting, and short-term business loans. Professionally structured CMA data and lender presentations ensure smoother approvals and optimized rates.
- C. Term Loan Refinance: Access low-interest term loans for machinery purchase, factory construction, capacity expansion, or takeover of costly existing debt. Reduce EMI burden and free up funds for growth.
- D. New Project Consultancy: Turn ideas into reality with end-to-end project consultancy — from DPR preparation, feasibility analysis, and financial projections to availing MSME registrations, subsidies, and bank loan sanction support for fully bankable projects.
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1. What is the maximum collateral-free loan amount available?
CGTMSE scheme offers collateral-free MSME loans up to ₹10 crore with guarantee coverage of 75-90% depending on borrower category.
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2. How do you help with working capital limits?
We calculate optimal CC/OD limits based on sales cycles, prepare CMA data and financial profiles, and present cases professionally to banks/NBFCs.
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3. Can existing high-cost loans be refinanced?
Yes, we identify refinance opportunities, negotiate lower interest rates, longer tenures, and help transfer balance to reduce monthly EMI burden.
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4. What does new project consultancy include?
Complete support from idea assessment, DPR preparation, financial projections, lender selection, to subsidy applications and project commissioning.
